Pricing
Simple, transparent pricing for businesses of every size. Pay a monthly platform fee plus a small per-transaction fee. No hidden charges.
Starter
$99/month
+ $0.25 per transaction
Up to $100K GMV
60 req/min
Sandbox + Production
2 team members
Email support
All BNPL providers
Most Popular
Growth
$199/month
+ $0.20 per transaction
Up to $500K GMV
300 req/min
Sandbox + Production
5 team members
Priority email support
Webhook management
Provider analytics
Scale
$499/month
+ $0.15 per transaction
Up to $2M GMV
1,000 req/min
Sandbox + Production
15 team members
Slack support
Custom routing rules
Dedicated account manager
Enterprise
Custom
+ Custom per transaction
Unlimited
Custom rate limits
SLA guarantees
Unlimited team members
24/7 phone support
Custom integrations
On-premise option
Feature Comparison
| Feature | Starter | Growth | Scale | Enterprise |
|---|---|---|---|---|
| BNPL Providers | All | All | All | All |
| Smart Routing | Standard | Standard | Custom rules | Custom rules |
| API Rate Limit | 60/min | 300/min | 1,000/min | Custom |
| Daily Volume | $100K | $500K | $2M | Unlimited |
| Team Members | 2 | 5 | 15 | Unlimited |
| Webhooks | Basic | Full CRUD | Full CRUD | Full CRUD |
| Analytics | Basic | Provider analytics | Full suite | Full suite + exports |
| Support | Priority email | Slack | 24/7 phone + Slack | |
| SLA | - | - | 99.9% | 99.99% |
| Sandbox | Yes | Yes | Yes | Yes |
Provider Revenue Share
In addition to SaaS fees, CoverPay earns a revenue share from BNPL providers for each transaction routed through the platform. This is transparent and does not affect merchant or customer costs.
| Provider | Transaction Share | Merchant Referral Bonus |
|---|---|---|
| Klarna | 0.25-0.4% | $500-$1,000 |
| Affirm | 0.3-0.5% | $750-$1,500 |
| Afterpay | 0.25-0.4% | $500-$1,000 |
| PayPal Pay Later | 0.2-0.35% | $400-$800 |
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Free sandbox access
All plans include unlimited sandbox access. You can test your integration fully before going live. No credit card required to start.